Farm Insurance

That Understands Your Way of Life

Smart, Personalized Coverage From Your Local Experts in Germantown, MD

What Your Farm Insurance Policy Should Cover

No two farms are alike. That’s why we take the time to understand how your operation runs before recommending coverage.


Here’s what a farm insurance policy from Cornerstone Insurance Agency can include:

Farm in Minnesota

Farm Home & Personal Property

Coverage for your farmhouse, personal belongings, and homeowner liability—while living on an active working farm.

Farm Buildings

Protects barns, sheds, grain bins, machine sheds, and other structures essential to your farm operation.

Farm Equipment

Coverage for tractors, combines, sprayers, and other farm equipment—whether it’s in the field, in storage, or being transported.

Livestock Coverage

Pays for the loss of cattle, hogs, and other livestock due to covered events such as weather, accidents, or theft.

Farm Liability Protection

Protects you if someone is injured on your property or as a result of your farming operations.

Coverage Add-Ons That Matter

Employee Injury Liability

Offers added liability protection if a farmhand or employee is injured while working on your property.

Cab Glass Coverage

Pays to repair or replace broken cab windows and windshields on tractors or other enclosed farm machinery.

Borrowed or Rented Equipment Coverage

Extends protection to equipment you don’t own but use temporarily, like leased tractors or rented implements.

Farm Insurance FAQs

  • Do I need separate insurance for my farm equipment?

    Yes. Farm equipment is not typically covered under standard home or property policies. We’ll help you properly list and insure each piece.

  • Can I insure both my farm and home in one policy?

    Yes. Many farm insurance policies bundle coverage for your home, outbuildings, equipment, and liability.

  • Does farm insurance cover livestock?

    It can. Coverage options include per-head, blanket, or scheduled limits depending on your operation.

  • How often should I review my farm insurance policy?

    We recommend a full policy review every three years. You’re always welcome to contact us anytime you’d like an update—especially if you add buildings, purchase equipment, or expand operations. We keep the process simple and straightforward.

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Let’s Get You on the Road

Whether you're insuring your first car or upgrading your coverage, CF Alliance is here to help you every mile of the way.

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Let’s Keep Your Operation Protected and Growing