An Independent Insurance Agency That Puts People First
Here to Help You Navigate Insurance with Confidence
An Independent Insurance Agency That Puts People First
Smart, Personalized Coverage From Your Local Experts in Germantown, MD
Why We’re Here
At Cornerstone Insurance Agency, our mission is simple: to be a dependable partner in protection for families, individuals, and businesses across Central Minnesota.
We’re here to help you feel confident about the future, clear on your options, and connected to people who genuinely care. Whether you’re purchasing your first auto policy, protecting a family farm, or growing a small business, you’ll work with a local insurance agent who takes the time to understand your situation — and treat you like family.
Our goal is to deliver personalized insurance solutions with honesty, heart, and responsive service — building long-term relationships rooted in trust.
Our Core Values
Integrity First
We do what’s right—even when no one’s looking.
Clients Over Quotas
Your needs guide every recommendation we make, not sales targets.
Community Connection
We live here, work here, and give back to the Central Minnesota communities we serve.
Service You Can Count On
We answer calls, return messages, and follow through—because responsiveness matters.
Independent Expertise
We work with multiple top-rated insurance carriers, allowing us to tailor coverage to you—not the other way around.
Rooted in Central Minnesota
We know the local risks, the winter roads, and the way of life here — so we can help you prepare for what matters most.
Where We Serve
Cornerstone Insurance Agency proudly serves clients throughout Central Minnesota, with a focus on St. Stephen and surrounding communities.
From farms and rural properties to homes, drivers, families, and small businesses, we provide insurance coverage that fits the life you lead—right here.
Let’s Talk Insurance
Whether you're comparing quotes, starting a new policy, or just have questions — we’re here to help.
Let’s Talk Insurance
Whether you’re comparing quotes, starting a new policy, or simply have questions, we’re here to help—no pressure, just honest guidance.